Helpful Links for Home Buyers

 

Looking to buy a home, but don’t know where to start? Here are some links and resources for information on loans, mortgages, and other buyer-related topics.

 

The U.S. Department of Housing and Urban Development (HUD)offers U.S. home buyers a wealth of resources about everything from federal home loans to filing housing discrimination complaints.

The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals.

The Veteran’s Administration (VA) offers loans to first-time home buyers who are qualified veterans of the United States military. VA loans may be more forgiving of poor credit and have lower down payment and closing costs.

Fannie Mae is the leading source of residential mortgage credit in the U.S. secondary market, providing government-backed loans that enable families to buy, refinance, or rent a home. Fannie Mae’s website also provides information and resources for home buyers.

The National Association of REALTORS® is the largest trade organization in North America. NAR’s website offers information both for home buyers and sellers, including research, reports, and a directory for finding REALTORS in your local area.

The National Association of Mortgage Brokers (NAMB) is the voice of the mortgage industry, representing the interests of mortgage professionals and home buyers. Use NAMB’s directory to find a mortgage professional in your local area or check your mortgage broker’s credentials.